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Checking Designed with You in Mind

From free to interest-bearing at competitive rates, our checking accounts allow you to choose what's right for you.

Quick Compare: Personal Checking Accounts

Account
Description
Benefits
Conditions
Interest Tiers
Free
Checking
The perfect no-frills and
no fee checking account.
$25 minimum to open.
Monthly statement
Direct Deposit and
Overdraft Protection available. Free Online
Banking and Bill Pay
No monthly service charge.
No minimum balance.
Unlimited check writing.
Not Applicable
Regular Checking
Designed for those who
maintain a modest balance
and write a moderate
amount of checks.
$25 minimum to open.
Images returned in
monthly statement.
Direct Deposit
and Overdraft Protection available.
$300 minimum balance
to avoid service charge
of $5.00 per month.
Unlimited check writing.
Not Applicable
Interest Checking
A checking account for
customers who maintain
larger balances and want
to earn interest on their funds.
$1,000 minimum to open.
Images returned in
monthly statement.
Earns interest based
on tiered rates.
$1,000 minimum balance
to avoid service charge
of $8.00 per month.
Unlimited check writing.
0.00 - 9,999.99
10,000.00 - 24,999.99
25,000.00 & over
Heritage Checking
A new account with
benefits for special people
who maintain higher balances.
$1,000 minimum to open.
All the benefits of Interest
Checking, plus ... Initial rate
bonus on CD’s with direct
deposit, free gift at account
opening, free Heritage
Account checks, free
cashier’s checks, free debit
card, free telephone banking
transfers free small lock box
subject to availability, free
notary service, free
Investment Portfolio review,
and free Trust
Account review.
$1,000 minimum balance
to avoid service charge
of $8.00 per month.
Unlimited check writing.
0.00 - 9,999.99
10,000.00 - 24,999.99
25,000.00 & over

Additional Information
1. Please contact us for current rates as they are subject to change each week.
2. Person to person telephone transfers, pre-authorized or automatic transfers are limited to a total of 6 per month.
3. Heritage Checking bonus does not apply to Promotional CD rates.
4. $25 fee if closed in the first 180 days.