Disclaimer
These calculators are intended solely for general information and educational purposes. It is not intended in any way as financial, securities, insurance, tax or legal advice or services, or as a solicitation for any financial, securities, insurance, tax or legal product or service. The results of using these calculators may not be applicable or accurate with regard to your individual circumstances and cannot be relied upon to avoid penalties imposed by tax or other authorities. You should not take any action on the basis of the information provided through these calculators. Please consult with your financial, securities, insurance, tax and/or legal advisors for advice regarding your personal circumstances. You could lose money or fail to achieve your objectives by relying on these calculators.

THESE FINANCIAL CALCULATORS ARE PROVIDED "AS IS" AND ON AN "AS AVAILABLE" BASIS WITHOUT REPRESENTATIONS OR WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF SUITABILITY, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. First Bank of Berne assumes no duty to you by making these calculators available and shall not be responsible for any errors, omissions or defects in these calculators or the consequences of any decisions or actions taken in reliance upon these calculators. First Bank of Berne shall not be liable under any circumstances for lost profits, lost business, loss of business reputation, or any direct, indirect, incidental, special, punitive or consequential damages of any kind, whether foreseeable or not, that result in any way from, or relate in any way to, your use, non-use or reliance on this calculator. Your sole and exclusive remedy for any claim related to these calculators is to stop using them.