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Use the links above to learn more about each business account or compare account features below.

Your Partner in Business

As a local proponent to small business development, we at First Bank of Berne can help you succeed in your cash management needs.

Quick Compare: Business Checking Accounts

 

Account
Description
Benefits
Conditions
Interest Tiers
Free
Business
Checking

Our convenient business account
with no minimum
balance requirements.

150 free monthly transactions.
Low per item fees over 150 items. No maintenance fee. Unlimited ACH, ATM, or Telephone Banking transactions.

$100 minimum balance to open. No minimum after opening. $0.25 per item over 150 per month. Items are deposits, withdrawals, and checks deposited.

Not Applicable

Regular
Business
Checking

Our convenient business account
designed to make
banking easier.

300 free monthly transactions.
Low per item fees over 300 items.  Unlimited ACH, ATM, or Telephone Banking transactions.

$100 minimum balance to open. $1,000 minimum daily balance to avoid $8 monthly maintenance fee. $0.25 per item over 300 per month. Items are deposits, withdrawals, and checks deposited. Fees for transactions over 300 will be charged on all balances.

Regular Business Interest Checking
Applies to Sole Proprietors and
Non-Profit Organizations only. $1,000 minimum to open.
0.00 - 9,999.99
10,000 - 24,999.99
25,000 & over

Analyzed
Business Checking

Our traditional corporate checking
account designed to help your business
run smoother.

Detailed monthly statement showing account activity.
Monthly summary allows you to see your cash position at a glance. Earnings credit can partially or fully offset your service charges.

$100 minimum to open
Various monthly fees and per item charges based on account activity. Earnings credit allowance can fully or partially offset monthly service charges.

Not Applicable

Cash Management Sweep Option

An interest-bearing account tied directly to your Analyzed
business checking account.

Earns interest based on tiers.

This account is tied to an analyzed business checking account. Normal transaction fees apply. $75 monthly maintenance fee.

0.00 - 249,999.99
250,000.00 - 749,999.99
750,000.00 & over

Additional Information
Applies to all deposit accounts listed.
Combined Statement - FDIC Insured - $25 fee if closed in first 180 days.